posted on 26 12,2017 / 12:37 pm
Many wonder how to best proceed with a road traffic accident claims successfully. This is despite the good news that the UK government reported in 2017: “a decrease of 5% in road deaths to 1,710” as well as, “a decrease of 5% in casualties of all severities to 176,500”.
We bring you these 5 necessary steps to go about making personal injury or road traffic accident claims for compensation.
Here in the UK, it is advisable to get in touch with a solicitor to help you through the claim. As the majority of people usually have car insurance, road traffic accident claims are almost always easy to complete. Many legal firms in this country offer No Win No Fee services. This means you do not have to pay any upfront legal fees. The majority of solicitors also offer a free initial consultation. This is so you may determine the validity of your case and how much your claim could be worth.
When involved with another party in a road traffic accident, we know to exchange information with each other. Be sure to get the phone number, names, insurance details, addresses and car registration number for a successful claim. The date and details of the accident should also be recorded, any witnesses to the event and their contact details may be helpful to your case as well.
Take photos of the accident. This also serves as evidence as it gives vivid details of the collision. In addition, it will help you to keep track of where the road accident occurred.
Take a photo or record the model of the other parties car, the color, year and the amount of damage suffered. Also, don’t forget to note down who the owner of the car is in case he/she was not the driver.
All persons involved in road traffic accidents are legally obliged to exchange their relevant information. This includes their name, address and vehicle registration number with other parties involved in a collision which causes damage or injury to any other person, vehicle, animal or property. If you fail to do so you must report it to the police in your area as soon as possible and in any case within 24 hours.
A valid insurance certificate must also be provided by parties involved in an accident according to the law. You must also produce such within 24 hours of the accident to the police.
Even if you do not want to claim yourself, failure to report an accident to your insurance company may give them the right to cover you in the future.
Refrain from discussing the incident, and remember to not admit fault or liability. A person can be in a state of shock or anger and it can be difficult to think clearly about what happened. Best let the police write a full report for your recording purposes.
It is best to seek medical attention or visit the nearest emergency centre. This applies even if no serious injury occurred. Get a diagnosis from your doctor. This is for potential damage you may have suffered. Furthermore, be aware of such for a few days following the incident as well.
Retain proof of injury as well as any costs incurred during this incident if you are planning on making a road accident claim for personal injury. This information will be required to support your case, detailing a list of injuries suffered and undersigned by a medical hospital practitioner.
Any absent work days following the accident can also be included as proof of loss of income.
In conclusion, a road traffic accident can be hazardous and even have long-term repercussions.
As there are many examples of cases and an equal amount of support among the policing and legal community in the UK, making a claim for compensation cannot be as difficult as it might appear.
To simplify the claims process you can use the solicitor search for a complete directory of solicitors specializing in personal injury cases to take the first step toward getting the compensation you deserve. Or, go beyond this article and expand your knowledge on road traffic accidents by reading Road Safety and Personal Injury Claims: Prevention can be Better Than Cure.